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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Flood Insurance FLOOD

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Hal Rice Insurance Agency Blog Page 22

View the latest blog posts from Hal Rice Insurance Agency.

Thursday, November 21, 2019

How Comprehensive Home Insurance Coverage Works

Home insurance comes in a wide variety of forms, which can quickly confuse a person if they're not familiar with the lingo of their carrier. If you're interested in getting as much coverage as possible, then comprehensive might sound like the best bet for you. READ MORE >>

Tuesday, November 19, 2019

Insurance 101 For New Business Owners

If you want to start a small business, you should not be afraid to take a few risks. In many cases, taking a risk is the only way that you can truly achieve success. However, this doesn't mean that you should take risks for no reason. In fact, it is smart to reduce risks wherever and however possible. READ MORE >>

Thursday, November 14, 2019

When Will Home Insurance Companies Drop You?

Assuming payments are made on time, it does happen from time to time that a home insurance provider chooses to drop one of their clients. This isn’t common, but is possible. Luckily, it's not that hard to stay in good standing with your insurer. Here are the most common causes for being dropped by a provider: READ MORE >>

Tuesday, November 12, 2019

Small Business Insurance Mistakes To Avoid

There is both financial and reputational risk associated with running your own business. Therefore, it is essential that you insure your organization and your employees to protect yourself. Unfortunately, there are many mistakes that small business owners commit when buying an insurance policy. READ MORE >>

Thursday, November 7, 2019

Does Auto Insurance Cover the Car or the Driver?

Whether car insurance covers the car or the driver is a common question when it comes to figuring out what you can file a claim for. If you borrow your friend's car, are you covered under your policy or theirs? If you're renting a car, do you need to buy additional coverage? READ MORE >>

Tuesday, November 5, 2019

Does An Unoccupied Home Need Insurance?

If you find yourself in possession of a house with no occupants, a vacation home, a retirement home or a home that you are planning to rent out someday, you may question whether it's worth buying home insurance to protect it while it is vacant. Here's what you need to know: Home insurance is never a legal requirement. READ MORE >>

Friday, November 1, 2019

Windshield & Glass Replacement the easy way

It was great to receive this feedback this morning from one of my new Farmers clients! Let me review your coverage today to be sure that you have the little extras that you need in place! "So driving to work this morning and my entire windshield popped from end to end when I turned the defrost on- I’m guessing from the cold. READ MORE >>

Thursday, October 31, 2019

Why You Need Business Insurance

Businesses buy business insurance to help them cover the costs incurred from liability claims and property damage. A business owner without adequate coverage may have to pay for legal claims and costly damages out-of-pocket. Depending on how the severity of the incident, a company may end up going out of business. READ MORE >>

Tuesday, October 29, 2019

How Personal Floater Coverage Can Enhance Your Homeowners Policy

Your homeowners insurance policy covers quite a lot. Between storm damage, vandalism and other risks, comprehensive coverage can guarantee a high degree of fiscal protection over the years. Still, standard home insurance policies don’t cover everything. READ MORE >>

Thursday, October 24, 2019

How to Buy Auto Insurance for Seniors

As you get older, the cost of your car insurance will drop until you reach your 60s and 70s. Seniors are usually considered high-risk drivers, which means these individuals tend to pay higher premiums. If you want to buy auto insurance for yourself or a loved one, here are a few tips for buying auto insurance for seniors that will help you save money. READ MORE >>

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