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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Hal Rice Insurance Agency Blog Page 27

View the latest blog posts from Hal Rice Insurance Agency.

Thursday, May 30, 2019

When Should Your Home Insurance Policy Cover Your Shed

A shed is a secondary storage facility on your property. It may be something you use quite a bit or just a few times a year. However, if this is a structure on your property with valuables within, consider insuring it. Your home insurance policy can cover it. READ MORE >>

Tuesday, May 28, 2019

How to Document a Car Accident for Insurers

Perhaps you backed into another car. You may have had a tree branch fall on the vehicle. Or, a large accident happened, and you are waiting for help from the police. In any of these situations, you need to do your best to document what is happening and why. It can play a big role in determining what happens to your claim and coverage. READ MORE >>

Thursday, May 23, 2019

Hidden Office Safety Hazards

Some industries are laden with workplace safety hazards: construction sites, factories, machine shops, even retail stores. Most people don't think of the hazards that are in an office. But there are plenty of hazards that pop up in the office as well. Here are five areas to check over to ensure your employees' safety at work. READ MORE >>

Tuesday, May 21, 2019

Vehicle Size and Liability Risks

How much liability insurance do you need? The amount depends on many factors. One of those factors may involve the size of your car or vehicle. When you talk to your auto insurance provider, ask questions about accidents. Find out what recommendations they make for vehicles of your size. READ MORE >>

Thursday, May 16, 2019

Why Even Older Homes Benefit from Home Insurance

Home insurance is one of the most important investments you can make into your property. Most people who buy a home are making their largest investment in life. You take care of it. You keep it safe for your family. At the same time, you need to keep it safe from the things around it that can cause damage. READ MORE >>

Tuesday, May 14, 2019

How to Make Your Garage Safer

The garage on many homes is the area you put things that you do not have any other use for at the moment. It is where you store things like gas for the lawnmower and extra paint from a project. Yet, it is also one of the highest risk areas in your home for fires. These fires can be devastating. READ MORE >>

Thursday, May 9, 2019

What Is an Excluded Driver on Your Insurance Policy

It’s important to read all of the details in your car insurance policy as soon as you receive it. One key area to look at is who has coverage on your policy. Also, notice any excluded driver. This is a person who should not be behind the wheel of your car. If they are there, your auto insurance may not apply. READ MORE >>

Tuesday, May 7, 2019

Does Living in an Area with High Accident Rates Impact Your Rates

The biggest factors impacting how much you pay for auto insurance are you and your driving habits. However, other factors can impact what you pay. If you live in a high-risk area, the insurance company may raise your costs. In some situations, this is nothing you can change. READ MORE >>

Thursday, May 2, 2019

9 Ways to Market Your Business

It's not enough to have a business up and running, or one that you're passionate about. You also need to market it to keep a steady stream of clients coming through your doors, or virtual checkout. Here are nine ways in which you can keep that pipeline full: 1. Network regularly. READ MORE >>

Tuesday, April 30, 2019

The Value of a Home Inspection Before You Buy Your Home

Buying a home is a big risk. Even if you love the home, you never know what happened there. A home inspection can give you some insight into the condition of the home on a more thorough level. From a home insurance point-of-view, that’s important. It can help you, and your insurance agent, know the home is safe. READ MORE >>

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