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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Hal Rice Insurance Agency Blog Page 35

View the latest blog posts from Hal Rice Insurance Agency.

Tuesday, August 21, 2018

What Happens After a Car Accident and How Appraisers Work with You

After a car accident, one of the first things you should do is call your auto insurance provider. Your agent is your go-to solution. They will work with you, the police, and the appraiser to ensure repairs happen quickly. Consider for yourself some of the benefits of their service. READ MORE >>

Thursday, August 16, 2018

Does the Type of Exterior Wall Construction Impact Home Insurance Costs?

What is your home made of? It may matter more than you think. The value of your home and the cost to build your home depends on the types of materials it features. This includes the exterior wall construction. When selecting a home insurance policy, your agent will want to know what type of structure you own. READ MORE >>

Tuesday, August 14, 2018

Business Interruption Insurance Helps Keep Employees When You Can’t Open

Operating a business well means having trained professionals to help you. You probably spend a lot of money hiring and training your team. When something happens, and your business cannot operate, you do not want to lose those individuals. If you have business insurance, you do not have to. READ MORE >>

Thursday, August 9, 2018

Is Your Home a Fire Risk? How to Minimize It

Is fire a risk at your home? Nearly every home has some level of risk when it comes to fire. However, every homeowner has the ability to reduce that risk. To do so, you need to know how to spot concerns. And, you should have some basic steps in mind to keep your home safe. READ MORE >>

Tuesday, August 7, 2018

How to Reduce Business Insurance Costs with Fewer Liability Claims

One of the most common causes of high business insurance costs is liability claims. A liability claim occurs when someone suffers a loss you or your business cause. They file a claim with your insurance company for the losses they face. The goal of business insurance is to ensure you have financial protection for these instances. READ MORE >>

Thursday, August 2, 2018

Does Auto Insurance Cover Tire Blowouts?

A tire blowout is any instance in which the tire becomes flat suddenly. This often happens while driving. When it occurs, you may need to pull over. You will need to get the vehicle repaired properly. Most of the time, you also have to work with your auto insurance company to see if you have coverage for it. READ MORE >>

Tuesday, July 31, 2018

The Best Business Insurance for Auto Service Providers

Whether you sell trucks or have a car wash, your vehicle service needs insurance coverage. The automotive world has a lot to offer. Today’s business owners are thriving, making money and staying protected. To stay protected, you need to make sure you have these four critical areas of protection. READ MORE >>

Thursday, July 26, 2018

Do Businesses Need Flood Insurance?

As a business owner, it is important to choose insurance representative of the risks you face. Most companies will need to consider local risks. Flooding can be one concern. Flood insurance for a business may help the company recover after an event like this occurs. How do you get this coverage? READ MORE >>

Tuesday, July 24, 2018

Do You Need Gap Insurance for Your Vehicle?

Some drivers benefit from gap insurance. This is a type of insurance covering the gap in what your car is worth and what coverage your standard insurance provides. This is an optional type of auto insurance. However, some drivers purchasing a new vehicle may benefit from having it. READ MORE >>

Thursday, July 19, 2018

Moving Your Data to the Cloud

Moving data into the cloud is an opportunity to create more access and better security. As a business owner, this move can be a big one. Yet, the efficiencies it offers are numerous. Still, in making this move, companies need to consider the value and access of their business insurance. READ MORE >>

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