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Hal Rice Insurance Agency Blog Page 36

View the latest blog posts from Hal Rice Insurance Agency.

Tuesday, July 17, 2018

What Happens When Home Insurance Lapses?

Home insurance is a vital investment for all property owners. In some cases, it is a requirement. In others, you may not legally have to maintain it. Yet, a problem with your coverage could lead to a lack of financial protection. How does this happen? What can you do to avoid it? READ MORE >>

Thursday, July 12, 2018

What Is an Act of God in Auto Insurance Coverage?

An act of God is a term used on many auto insurance policies. It defines instances causing an accident or damage beyond what man can create. That is, it applies to instances in which a person did not cause the damage your vehicle suffers. Not all types of car insurance cover this type of incident. READ MORE >>

Tuesday, July 10, 2018

What to do After a Storm

Thunderstorms cause significant damage to homes each year. The damage ranges from missing roof shingles to trees falling on the structure. Your home insurance may cover some or all of the thunderstorm damage. However, you can minimize some risks on your own. Taking steps to minimize risks helps keep your home insurance costs down. READ MORE >>

Thursday, July 5, 2018

Business Insurance for Your Financial Planning Business

As a professional financial planner, you have an obligation to provide your clients with accurate information. You may own an office. You may make visits to client’s homes. These are all factors contributing to your need for business insurance. Having proper insurance coverage is essential. READ MORE >>

Tuesday, July 3, 2018

3 Tips for Seniors to Save on Auto Insurance

Auto insurance costs can be a hardship for some seniors. Those who have a fixed budget may struggle with these costs. Maintaining car insurance is still necessary if you continue to drive. It is financial protection, after all. However, there are options available to help reduce your costs. READ MORE >>

Thursday, June 28, 2018

Prevent Falls: Check Your Home's Steps for Safety

The stairs into and throughout your home can be dangerous. They are one of the most important areas of the home to keep safe. If someone falls in your home, your home's liability insurance may provide coverage. However, this only applies to visitors. In all cases, keeping your family safe is critical also. READ MORE >>

Tuesday, June 26, 2018

Keep Tabs on Young Drivers with GPS Car Trackers

Tracking teen drivers is always essential. Many parents worry about handing their teen car keys. Can you trust them to make the right decisions? What will they do with this type of freedom? In some cases, you also need to protect your assets. This includes your vehicle. Some parents want to let technology help do this. READ MORE >>

Thursday, June 21, 2018

Home Structure Type: Brick, Frame, Stone? Does It Matter?

When obtaining home insurance, provide detailed information to your insurance agent. You need to be sure the policy you purchase properly represents your home. Small mistakes can lead to big problems later on. At the end of the day, you must make sure your policy reflects the unique property. READ MORE >>

Tuesday, June 19, 2018

What Is a Smart Driving Assistant? Can It Help You

A smart driving assistant is a type of application that can help you with your driving habits. Several companies offer these tools. The goal is to provide you with information while on the road. These are not autonomous tools. That is, they do not operate the vehicle. Rather, they provide you with ways to stay safe on the road. READ MORE >>

Thursday, June 14, 2018

Will Business Insurance Cover Smoke Damage?

Smoke can be a costly problem at properties. The source of it can range widely. It may stem from internal equipment. A fire can create significant smoke damage to a building. Most of the time, this is damage requiring repair. You should not operate in a space with significant smoke damage. READ MORE >>

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